Attention homeowners in Wilsonville and Clackamas County: Need an appraisal?

See the top 7 reasons OR homeowners hire Stellar Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Clackamas county's assessment of your property
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in OR by determining the true market value of property in question

Own a house in or near Wilsonville, OR and need help deciding the price of it?
Contact Stellar Appraisals.

At Stellar Appraisals, we understand the special needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Stellar Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Stellar Appraisals, we're seasoned in helping clients just like you rid themselves of unwanted PMI insurance.

Challenge Clackamas county's assessment of your property

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Stellar Appraisals is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Stellar Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Stellar Appraisals can help you with that. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.